Know What’s Covered. Know What’s Not. Be Sure!

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Do You Actually Know What’s in Your Policy?

Think You’re Covered?
This fast 5-minute video walks you through the real fine print — what’s missing, what’s misunderstood, and what could cost you big.
Watch it now — before life tests your coverage.

Trusted Insurance Advisors

🔍 Real Claim. Real Lesson.

Your home might be insured for $150K, $400K, or even more — but water damage could be capped at just $5,000.

Most homeowners assume that number on the front page of their policy covers everything.
But during Texas Storm Uri, thousands of claims were denied or severely underpaid —
not because people lacked insurance, but because of a hidden water sub-limit buried in the fine print.

These sub-limits often cap water damage coverage at $5K, $10K, or $20K,
even on policies with total coverage of $400,000 or more.

What’s more likely to happen — a fire or a leak?
We uncovered this exact risk in a client’s policy during a routine review — before the damage hit.

This is why we review our clients’ policies — so they don’t learn the hard way.

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